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Affirm Financing

We accept the following forms of payment for online orders placed on

American Express, Visa, Mastercard, Discover, Paypal and Affirm. For your convenience, you may register online and store your credit card information in your John Atencio account. This is secure information and cannot be accessed by anyone other than the account holder. For any orders using this credit card information, the billing address must match the address on file.


What is Affirm? 

Affirm is an alternative to traditional credit cards and allows you to pay for most items on through flexible financing over a period of time. You will be required to provide some personal information during the short application process either through the pre-qualify link or at checkout. You will receive an immediate response on your eligibility to purchase the John Atencio design selected with payments over a period of 3, 6 or 12 months.


Affirm conducts a soft credit check and keeps all sensitive information safely encrypted and protected using industry standard security protocols. There are no hidden fees and you will be provided with the exact terms of your loan options, including APR and monthly payment amounts before you decide on a plan – so you can select the plan that works best for you.


The Affirm Process 

  1. After adding items to your shopping cart, proceed to checkout and enter your shipping address. Select the ‘Pay Monthly with Affirm” option under Billing & Payment.
  2. Enter your billing address and select ’Continue to Affirm’ to launch the Affirm pop-up experience.
  3. Complete the Affirm application with your name, phone number, email address, date of birth and the last four digits of your Social Security number.
  4. Once you have been approved and your checkout is complete, we will process your shipment within our standard processing times (see details within Shipping Policies).



Can I use Affirm at a John Atencio boutique?

At this time, Affirm is not currently available for use in our John Atencio boutique locations.


What if I return my online order?

A return is not a problem as long as it complies with our return policy. If your return is processed after 30 days, you will be charge for the interest for your loan up until the date of the return. For select items, Affirm may require a down payment when your order is placed.


What if my order is cancelled for any reason?

If your order is cancelled within 30 days, you will not be charged.


Who should I contact if I have technical difficulties with Affirm or have specific questions regarding my account?

Simply visit